Homeowner Information

Mechanic’s Liens

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The Mechanics’ Lien law provides special protection to contractors, subcontractors, laborers and suppliers who furnish labor or materials to repair, remodel or build your home. If any of these people…
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Environmental Issues

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When purchasing a piece of property, it is important to be aware of any environmental liabilities associated with it. For example, you should find out if there are any registered…
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Living Trusts

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Estate planners often recommend Living Trusts as a viable option when contemplating the manner in which to hold title to real property. When a property is held in a Living…
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Lead Poisoning

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Lead poisoning is a serious problem that can lead to adverse health problems. In children, high levels of lead can cause damage to the brain and nervous system, behavioral and…
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Mortgage Information


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What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s…
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Land Contract

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An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a…
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Tips for Buyers

Use a Buyer’s Agent

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It’s important that you choose an experienced agent who is there for you. Your agent should be actively finding you potential homes, keeping you informed of the entire process, negotiating…
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Tips for Sellers

Setting the Price

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The price is the first thing buyers notice about your property. If you set your price too high, then the chance of alienating buyers is higher. You want your house…
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Title and Escrow

Creative Financing

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Creative financing: You’ve heard of it, and, as a seller, the idea sounds pretty attractive. But, do you know everything you need to know about carrying back a second; essentially,…
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